Traveling in your RV is one of the most unique and satisfying ways to explore the country.
It’s a beautiful but hazardous road out there, and because of its size, your RV may have different or more serious complications when encountering common problems like blowouts and treacherous weather. In accidents, the larger the vehicle, the greater the potential for damage. Stratford Insurance Group can help you keep your passengers and your investment in your home-on-wheels safe.
Like Auto Insurance, in Utah, RV Insurance is required. But you know your RV isn’t just a big car. Does your car have a bathroom? An oven? It doesn’t make sense to try fit your RV into a standard Auto Insurance policy.
RV Insurance has to be customizable because every vehicle is different and everyone uses their RV in different ways. Our SIG agents will sit down with you and spend time getting to know you, your vehicle, and how you like to travel. Your insurance needs will change depending on whether you have an RV, camper, motorhome, travel trailer; and on if it’s a drive or tow vehicle. Where you store it and how often you drive your RV will affect the sort of policy best for you too. Because we focus on you as an individual, we can build a fully customized Recreational Vehicle Insurance policy that gives you the best protection possible for all your adventures.
SIG RV Insurance has a core of protections similar to traditional Auto Insurance policies such as Collision, Liability, and Comprehensive Insurance which protects against natural damage like hail or flooding–then builds on that to target risks specific to Recreational Vehicles. It comes in two main categories: Recreational or Full-Timer.
Recreational RV Insurance is for those who don’t consider their RV their permanent residence. This is perfect for those of us who love to take our RV out to a secluded campsite for the weekend or roam around exploring someplace new for a few weeks out of the year. It covers the types of problems you might encounter on your trips by protecting your RV on the road and when parked at campsites.
Full-Timer Insurance is for folks who live in their RV for at least half of the year. It has similar protections as Recreational but with the added benefit of some elements of Homeowners Insurance. It is your home away from home after all. Depending on your needs, this insurance can cover liability from injuries in your RV and on your own land, the personal property kept in your RV from damage and theft, and even cover RV association fees.
Building your Path to Protection will be as unique as your travels. Our agents will help you consider other coverages like Uninsured/Underinsured or Emergency which covers your expenses for temporary lodgings or travel home if you are unable to stay in your RV due to a covered event. You can also ask if Total Loss Replacement Insurance is a good fit for you. This insurance shields you from normal vehicle depreciation if your RV is totaled.
At SIG, our job is to keep you on the road and traveling with confidence. Contact us today to see how we can help.
Find your adventure. Drive up mountains, drive until you reach the sea. But do it with the assurance that should something happen along the way, you are protected.