If You Have An Accident …

If You Have An Accident …

No one ever plans on getting into an accident. If you find yourself in that situation it can be hard to gather your thoughts and keep a clear head. But if you can keep some of these tips in the forefront of your mind, you’ll be in much better shape if you ever do find yourself in an accident.

  • Check for Injuries … The first thing you should do once the dust has settled is check yourself and any passengers for injuries. If anyone is seriously hurt, call 911 to get medical attention at the scene immediately.
  • Think Safely … Before exiting your vehicle, check for oncoming traffic or other hazards, and consider moving your vehicle out of any high-traffic lanes or other situations that could cause a problem for yourself or other drivers. If you can’t move your car and you’re in a high-traffic area, you may want to call the police and get help before exiting the vehicle.
  • Exchange Info … Once you’ve ensured that no one is seriously injured and/or that help is on the way, exchange information with the other driver(s) involved in the accident. This should include insurance information, names, addresses and phone numbers. You should also take down the make, model and license plate number of any vehicle involved.
  • File a Report … At this time, if law enforcement hasn’t already arrived at the scene, call them or (if possible) go to the nearest police station to file a report about the accident. Once completed, make sure you ask the officer for a copy of the report, or at least a report number.
  • Take Photos … Almost everyone has their cell phones with them these days, and almost everyone’s cell phone has a camera on it. So, if you find yourself in an accident, use that camera to take photos of the scene, the damage to each car involved, and any other pictures that could help the insurance company better understand the situation.
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